Topics discussed: 1) More employers are offering LTCI as an employee benefit, 2) Qualifying for a policy isn’t guaranteed, 3) you can take your LTCI policy with you if you change employers, 4) how to decide if getting a LTCI policy through your employer is a good
Read more →Topics discussed: 1) Don’t wait to file an LTCI claim, 2) review your policy’s benefit triggers, 3) make sure your policy will cover the senior living community you’re considering
Read more →Topics Discussed: 1) long term care events women face that men typically don’t, 2) Our advice to women regarding long term care.
Read more →Topics Discussed: 1) how the Sandwich Generation is impacted during a long term care event, 2) how often we see adult kids taking care of their parents, and 3) how we help adult kids get over the guilt of not being a daily caregiver for their parents.
Read more →Topics discussed: 1) Quick tips if you have to make an LTCI claim, 2) Understanding the benefit triggers for a LTCI claim, and 3) Our advice to help smooth out the LTCI claims process.
Read more →We discussed a new checklist we developed with Price of Business to help individuals consider, buy, and make claims on a long term care insurance policy.
Read more →Topics discussed: 1) Most people believe Medicare covers long term care expenses, 2) LTCI coverage of Alzheimer’s and dementia and planning for when LTCI does not, 3) LTCI options and the optimal time to buy coverage.
Read more →Topics Discussed: 1) What you need to know about your policy’s coverage, 2) making sure your LTCI coverage meets your needs, and 3) brief overview of the types of LTCI policies.
Read more →Topic Discussed: 1) how we answer “when should I get long term care insurance?” when our clients ask us.
Read more →Topics discussed: 1) likelihood of having a long term care event, 2) some reasons why people decide to buy a long term care policy, 3) types of LTCI plans our client typically choose.
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Long term care planning is a critical
element of every comprehensive financial plan. Long term care events are a reality of life, and Long Term Care Planning exists to help families preserve their assets, standard of living and independence, while allowing the members of the family to make important choices for the financial, physical and emotional well being of loved ones.
To help determine if long-term care (LTC) insurance is right for you, we are offering a FREE informational guide. This is a comprehensive booklet that will answer many of your questions about LTC and assist you with your health care planning.