When Couples Buy Long Term Care Insurance Together

Couples buying long term care

Most people are adamant they never want to become a burden on their spouse or family.  Open communication and sound financial planning are key ingredients to navigating a lasting relationship with an eye to the future—in sickness and in health.  That includes making contingency plans for potential

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Now You Have An LTCI Policy, What’s Next?

Long Term Care Insurance Policy

After you purchase a Long Term Care Insurance (LTCI) policy to help protect yourself, your family and retirement nest egg, you’ll want to follow a few simple steps to help keep yourself organized and keep your family updated! Share Contact Information Make sure you give your Long

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The 5 Types of Care: What Are The Differences?

Types of Care

From Murray A. Gordon & Associates (MAGA) – we are pleased to post this guest blog from Senior Living Experts. We have referred many clients to them for help finding resources for senior citizens, and we have always been happy with their results. Even though they are

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Evaluating Options to Cover Long Term Care Costs

Evaluating Options To Cover Long Term Care Costs

Long Term Care costs can be very expensive for someone who has a major health problem and needs help with Activities of Daily Living (ADL) – bathing, dressing, toileting, transferring, continence and eating. Health insurance and Medicare do not cover this type of chronic care. Often the

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Using an IRA to Acquire Long Term Care Insurance

Plan For Taxes In Retirement

If you have a Traditional IRA and/or a Beneficiary IRA, chances are you have plans for the assets. Oftentimes those assets are earmarked to help fund retirement and family legacy. However, an unexpected long term care event can wreck those plans if one is completely self-funding it.  

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Reducing the Risk of Falls for Older Adults

Preventing Falls In Seniors

We know it is common for older adults to experience a fall at some point. Unfortunately, it is often unexpected and most families do not have a plan in place when an accident happens. Healthcare providers who work in the aging industry are typically well prepared to

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