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Long Term Care Insurance  ▪  Group Plans  ▪  Medicare & Medicaid

What Is Long Term Care Insurance?

Long Term Care Insurance (LTCI) has traditionally been thought of as nursing home insurance. In reality, LTCI has evolved to include far broader coverage. It covers the kind of help you need if you are unable to care for yourself because of a prolonged illness, accident or disability. This type of care ranges from assistance with the activities of daily living, to home care, to 24-hour skilled, intermediate or custodial care. Most people realize too late that their Major Medical Insurance, HMO, Medicare or Medicare Supplement does NOT pay for Long Term Care. Long Term Care Insurance is the logical and most efficient solution for many people.

Further Topics

Who Will Need Long Term Care Insurance?

Who Should Purchase Long Term Care Insurance?

How Much Does Long Term Care Cost Today?

Who Pays for Long Term Care?

Why Has the Need for Long Term Care Insurance Increased?

Glossary of Long Term Care Terms and Definitions