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Long Term Care Insurance  ▪  Group Plans  ▪  Medicare & Medicaid

Who Will Need Long Term Care Insurance?

• 1 out of 2 people who have reached age 50 will need Long Term Care during their lifetime.  (Employee Benefit Research Institute)
   
• More than 12 million Americans need assistance with everyday activities. Of these approximately 7 million are elderly, 5 million are working age adults and 400,000 are children. (GAO/HEHS - 95 - 109 Long Term Care Issues)
   
• 40% of the people who need Long Term Care are working age adults between the age of 18-64.

• In 7 of 10 couples, one spouse will need LTC.
  (US Department Health/Human Services - Brandeis University)

• Approximately 60% of woman in their mid-seventies will need LTC.
  (US Department Health/Human Services - Brandeis University)

• 10 years ago, 7 million households reported having a family member who was giving care to someone else. Today that number is estimated at 22.4 million.